Disability insurance has become an increasingly valuable part of a comprehensive employee benefits package. For employees, it fills the gaps in financial protection offered by
Employers of all sizes are searching for ways to reduce expenses and save money. However, a successful business will be able to optimize resources by
Disability insurance has become an increasingly valuable part of a comprehensive employee benefits package. Not only does disability insurance fill the gaps in financial protection
The healthcare system in the United States can be confusing. To get the most out of your healthcare benefits, you need to understand the terms
Since 2012, the Affordable Care Act (ACA) has required health insurers with a certain medical loss ratio (MLR) to issue a rebate to employers. Depending
A flexible spending account (FSA) is an account in an employee’s name that reimburses the employee for qualified medical expenses or dependent care expenses. It
A health savings account (HSA) is a savings account maintained to help you pay for current or future medical expenses. There are certain advantages to
On June 16, 2022, the Federal Trade Commission (FTC) issued an enforcement policy statement alerting Pharmacy Benefit Managers (PBMs) that it was looking into the
The answer to this question depends upon the context in which it is asked. In Texas, in the context of liability for premium taxes, the
Last year we told you about a case that could potentially impact the use of reference-based pricing in self-funded health plans. The name of the
