The Captive
Insurance Solution
For Businesses

Or speak with licensed agent at 888.599.5553

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Are You Spending More Than $200,000 In Commercial Insurance Premiums Annually?

At RMC, we’ve been helping business owners like you discover a brand new way to protect your business.

You can leverage your existing business risk with captive insurance, a time-tested Fortune 100 solution that’s now available to mid-sized companies.

It’s time for you to discover the upside of risk. 

Is a Captive Solution Right For You?

If you fit into any of the categories below, your business may be eligible. 

Your company may qualify if...

  • Your annual insurance premiums are more than $200k
  • You have significant exposure to risk and other outside influences (i.e. tariffs, loss of key suppliers, etc)
  • You have a history of strong risk management and safety practices
  • You have a solid history of controlling loss and handling claims
  • Your gross revenues are at least $15m

Who Is Using Captive Insurance?

Captives are working for mid-sized businesses in all industries, regardless of whether you face standard or emerging risk.

It appeals particularly to companies with risks that are too difficult or costly to insure through traditional channels. Because a captive entity shares overship with the business that it insures, it can be customized to cover your business at a cost you can afford to pay.

Why Should You Consider
Captive Insurance?

As CEO, CFO or HR Manager, part of your job is to manage your company’s risk and protect its assets. A captive insurance company can help you do that more effectively and efficiently.

A captive entity is part of your business. Your business will pay insurance premiums to your captive instead of an unrelated commercial carrier, so you retain any underwriting profits.
Your captive can cover business risks that the standard market can’t handle. Captives allow you to issue policies that specifically target your business needs.

A captive can help you control your risk management costs. Instead of paying premiums based on industry standards, your captive can establish premiums to better reflect your company’s experience or unique risks

When your company pays premiums to your captive, you are able to invest the premiums, and any investment earnings are retained by the captive instead of an unrelated commercial carrier.

The right mix of strategies can help you design a better plan that aligns your employees needs with your financial goals. 

Cover risks that the standard market can’t handle.

Draft manuscript policies specifically targeted to meet your needs

The right mix of strategies can help you design a better plan that aligns your employees needs with your financial goals. 

The right mix of strategies can help you design a better plan that aligns your employees needs with your financial goals. 

The right mix of strategies can help you design a better plan that aligns your employees needs with your financial goals. 

To Begin Exploring a Captive Solution,
Here’s What to Expect...

1

Risk Review

Complete initial questionnaires, provide copies of your existing commercial policies, and receive a risk review

2

Actuarial Review

Receive estimated pricing that aligns with your company’s needs

3

Propose

Receive a customized plan proposal for you and your stakeholders

4

Establish

Complete formation paperwork and assign directors and shareholders for the new entity

5

Administer

Receive ongoing support with regulatory reporting and policy administration

Talk with a Captive Insurance Professional today

You can also speak with a licensed agent at 888.599.5553

Want To Learn More About Captive Insurance?

Take a deeper dive and discover how captive insurance could benefit your business with these resources…

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