Case Study: Narrow Network

rmcgroupHealth and Benefits

Narrow Network

How a narrow network enabled an assisted living facility in the rural South to increase healthcare access while saving costs Is it possible for narrow network providers to actually increase access to healthcare coverage? In some cases, cost savings aren’t the only reason for employers to choose a narrow network. Under served, rural areas may slip through the cracks in … Read More

How to Get the Most Out of a Business Owner’s Policy

rmcgroupBusiness Insurance

business owner's policy

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage. You don’t, however, have time to become an expert in business insurance. That’s where RMC Group can help. A Business Owner’s Policy (BOP) combines property, liability and business interruption … Read More

Spring is Coming! (Depending on that Groundhog)

rmcgroupRisk Management

groundhog day

With Groundhog Day just around the corner, it’s time to start thinking about spring. (Or time to at least hope that springtime is coming, anyway.) And whether Punxsutawney Phil or the local groundhog in your city sees his shadow or not, we here at RMC Group have you covered. Get Ready For Spring Although everyone thinks of cleaning when it … Read More

Winter Storms Ahead: Are You Ready?

rmcgroupPersonal Insurance

winter storm ahead

We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk of fire. A picture-perfect winter … Read More

Case Study: Risk Segmentation

rmcgroupHealth and Benefits

Health Risk Segmentation

How a Midwestern firm used creative risk segmentation to provide health insurance coverage for an employee with chronic illness The Problem A Midwestern company with 100 employees across seven locations discovered that an employee in their Northeast office was disqualified from coverage under their new self-funded health plan. As a result, the company had to consider returning to a more … Read More

The SECURE Act of 2019

rmcgroupRetirement Plans

US Capitol

On December 20, 2019, President Trump signed into law the Setting Every Community Up For Retirement Enhancement Act of 2019 (the “SECURE Act”).  The SECURE Act is probably the most significant piece of retirement legislation since the Pension Protection Act of 2006.  Here are a few of its most relevant provisions. Increasing the Age for Required Minimum Distributions Under current … Read More