In simple terms, an “attachment point” is the point at which one person’s liability for claims ends and another person’s begins. However, the meaning of
TLO or Terminal Liability Option is a feature of stop-loss insurance. It protects a plan sponsor of a self-funded health plan in the event that
In Rev. Proc. 2021-45, the IRS announced adjustments for the 2022 contribution limits for Flexible Spending Accounts (FSA), Health Savings Account (HSA), and Commuter Benefits.
In Rev. Proc. 2021-25, the IRS announced the 2022 contribution limits for HSAs. WHAT IS AN HSA? Think of an HSA, or Health Savings Account,
Most employers, whether they sponsor a fully-insured health plan or a self-funded health plan, require their employees to contribute to the cost of medical benefits.
The Colorado Supreme Court may soon hear arguments in a case that may impact the future of reference-based pricing. But what is reference-based pricing? What
Is a Self-Funded Health Plan with Stop-Loss Insurance Exempt From State Regulation Under ERISA? The Employee Retirement Income Security Act of 1974 (ERISA) was adopted
When switching to a new health insurance plan, how will I know if my employees can continue to use their preferred physicians, hospitals and facilities?
An increasing number of employers are facing Medicare-related health insurance issues, and these issues are expected to only become more prevalent in the coming years. Here
On December 27, 2020, the Consolidated Appropriations Act of 2021 (the “Act”), was signed by President Trump. While the Act is mostly known for its
