Business Insurance
Customized Insurance For Your Business
Customized Insurance For Your Business
Top Business Insurance FAQs
»» Leases space for business purposes
»» Owns a business property
»» Has office property or equipment
»» Has employees
»» Provides company cars to owners/employees
»» Handles client records or property
»» Handles firm or client cash/funds
»» Has clients visit their business premises
Top Business Insurance FAQs
»» Leases space for business purposes
»» Owns a business property
»» Has office property or equipment
»» Has employees
»» Provides company cars to owners/employees
»» Handles client records or property
»» Handles firm or client cash/funds
»» Has clients visit their business premises
Types of Business Insurance Coverages
BUSINESS OWNER'S POLICY
Combines into one policy some of the most important coverages businesses need including Commercial Property, General Liability and Business Income Insurance.
WORKERS COMPENSATION
Provides medical benefits and wage replacement to employees injured on the job.
BUSINESS INCOME INSURANCE
Helps replace lost income when a business is unable to function and generate earnings because of a covered property loss or damage from incidents like fire, wind and theft.
COMMERCIAL FLOOD INSURANCE
Protects your business from the damage costs that come from floodwater which includes the location as well as physical contents and assets.
COMMERCIAL PROPERTY INSURANCE
Helps protect the property your business owns and leases, including buildings, equipment, inventory and furniture. It also helps cover lost income if you can’t run your business because of covered property damage.
COMMERCIAL UMBRELLA INSURANCE
Extends liability coverage for an extra layer of insurance to further protect your business.
COMMERCIAL AUTO INSURANCE
Covers you, your employees, and the vehicles you own, lease, rent or borrow – on the road and off.
GENERAL LIABILITY
Protects your business assets from a variety of claims that could occur including bodily injury, property damage, personal injury, or libel and slander.
PROFESSIONAL LIABILITY
Provides protection to a business owner when they are sued for negligence, error or omission.
BUILDERS RISK
Protects buildings and structures that are under construction as well as the equipment being used in the construction project.
EMPLOYMENT PRACTICES LIABILITY
Provides coverage to employers from a variety of employment-related claims including allegations of wrongful termination, discrimination, and workplace harassment.
LIQUOR LIABILITY
Liability coverage for businesses that serve, sell, distribute, manufacture or supply alcoholic beverages.
SURETY & FIDELITY BONDS
Coverage for businesses that need to safeguard valuable assets and comply with contractual, statutory or court mandated requirements.
EQUIPMENT FLOATER
Coverage for various kinds of equipment designed to move with the equipment from site to site.
DIRECTORS & OFFICERS LIABILITY
Liability coverage to assist with defense costs and damages arising out of wrongful act allegations and lawsuits brought against a business’s board of directors and/or officers.
Types of Business Insurance Coverages Available
BUSINESS OWNER'S POLICY
Combines into one policy some of the most important coverages businesses need including Commercial Property, General Liability and Business Income Insurance.
WORKERS COMPENSATION
Provides medical benefits and wage replacement to employees injured on the job.
BUSINESS INCOME INSURANCE
Helps replace lost income when a business is unable to function and generate earnings because of a covered property loss or damage from incidents like fire, wind and theft.
COMMERCIAL FLOOD INSURANCE
Protects your business from the damage costs that come from floodwater which includes the location as well as physical contents and assets.
COMMERCIAL PROPERTY INSURANCE
Helps protect the property your business owns and leases, including buildings, equipment, inventory and furniture. It also helps cover lost income if you can’t run your business because of covered property damage.
COMMERCIAL UMBRELLA INSURANCE
Extends liability coverage for an extra layer of insurance to further protect your business.
COMMERCIAL AUTO INSURANCE
Covers you, your employees, and the vehicles you own, lease, rent or borrow – on the road and off.
GENERAL LIABILITY
Protects your business assets from a variety of claims that could occur including bodily injury, property damage, personal injury, or libel and slander.
PROFESSIONAL LIABILITY
Provides protection to a business owner when they are sued for negligence, error or omission.
BUILDERS RISK
Helps increase a business’ liability protection when the indemnity cost of a lawsuit exceeds the indemnity limits of core business coverage.
EMPLOYMENT PRACTICES LIABILITY
Helps cover defense and damages costs resulting from a variety of employment-related claims including allegations of wrongful termination, discrimination, workplace harassment and retaliation.
LIQUOR LIABILITY
Liability coverage for businesses that serve, sell, distribute, manufacture or supply alcoholic beverages.
SURETY & FIDELITY BONDS
Coverage for businesses that need to safeguard valuable assets and comply with contractual, statutory or court mandated requirements.
EQUIPMENT FLOATER
Coverage for various kinds of equipment designed to move with the equipment from site to site.
DIRECTORS & OFFICERS LIABILITY
Liability coverage to assist with defense costs and damages arising out of wrongful act allegations and lawsuits brought against a business’s board of directors and/or officers.