Captive Insurance Solution For Businesses

Is Captive Insurance Right for Your Business?

If you fit into any of the categories below, your business may be eligible.

Your company may qualify if...

Annual insurance premiums exceed $200k
You face significant exposure to risk or external influences (like tariffs, loss of key suppliers, etc.)
You have a strong track record in risk management and safety
You consistently manage losses and claims effectively
Your gross revenue is at least $10 to $15 million

Who Benefits from Captive Insurance?

Captive insurance is a game-changer for mid-sized businesses across all industries, especially those with unique or emerging risks that are costly or difficult to insure through traditional means. Since a captive insurance company is owned by the owner of the business it insures, the coverage can be tailored to their specific needs—at a price that makes sense for the business.

Why Consider Captive Insurance?

As a CEO, CFO, or HR Manager, managing risk and protecting assets is a critical part of your role. Captive insurance offers several advantages:

Retain Premiums

Cover Unique Risks

Control Costs

Uninsurable Risks

By paying premiums to your own captive instead of a commercial carrier, your business retains underwriting profits.

Tailor your captive policies to address risks that the traditional market can’t handle.

Set premiums based on your company’s actual experience and unique risks.

Cover risks that are unavailable, or prohibitively expensive, in the
commercial market.

Retain Premiums

By paying premiums to your own captive instead of a commercial carrier, your business retains underwriting profits.

Cover Unique Risks

Tailor your captive policies to address risks that the traditional market can’t handle.

Control Costs

Set premiums based on your company’s actual experience and unique risks.

Uninsurable Risks

Cover risks that are unavailable, or prohibitively expensive, in the
commercial market.

Ready to Explore a Captive Solution? Here’s How It Works:

1

Risk Review

Start with initial questionnaire and a review of your current commercial policies.

2

Actuarial Review

Get pricing estimates tailored to your business needs.

3

Propose

We’ll present a customized plan for you and your stakeholders.

4

Establish

Complete the formation paperwork and designate directors and shareholders.

5

Administer

Benefit from ongoing support, including regulatory reporting and policy administration.

Captive Insurance: The Right Choice for Your Business’ Financial Security

Explore the concept of captive insurance and why it could be the right choice for your business.

8 Reasons to Form a Captive

A captive insurance company is an excellent risk management tool. In addition, it can be a profit-center to its owners. It offers many advantages, including these 8 reasons.

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4 Pieces to Effective Risk Strategy

Effective risk management strategy activities create value and should be an integral part of the decision-making process within your business.

Call Us 888-599-5553

Captive Insurance: A Tailored Solution for Your Business

Spending Over $200,000 Annually on Commercial Insurance Premiums?