Blog

Everything About Workers’ Comp Insurance
Workers’ compensation insurance is mandatory and complex. It is a type of commercial insurance policy that provides coverage for wage replacement and medical

Life Insurance Upgrade with Living Benefits
In a recent newsletter, RMC Group discussed the topic of Living Benefits in life insurance policies. Living Benefits are benefits that an insured can access

Identifying Coverage Gaps
The term “coverage gaps” probably does not resonate if the consumer does not understand an insurance policy. The average consumer usually cannot remember the

Optimizing Beneficiary Designations for Retirement Plans
As IRAs, 401(k) and other retirement plans become more popular, it is important for advisors to understand the rules regarding the distribution of plan assets

P&C Rates Rise, Think Captives Instead
Property and casualty insurers are predicting a substantial increase in 2018 insurance premiums; thanks to Hurricanes Harvey, Irma, and Maria, two earthquakes

Life Insurance and Living Benefits
For years, life insurance was seen as an unpleasant topic, because the person paying the premiums generally derived no financial benefit from the policy. He