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    What is an Attachment Point?
    Health and Benefits
    What is an Attachment Point?

    In simple terms, an “attachment point” is the point at which one person’s liability for claims ends and another person’s begins. However, the meaning of an

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    What is TLO?
    Health and Benefits
    What is TLO?

    TLO or Terminal Liability Option is a feature of stop-loss insurance. It protects a plan sponsor of a self-funded health plan in the event that the plan

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    Who Can Pay Stop-Loss Premiums?
    Health and Benefits
    Who Can Pay Stop-Loss Premiums?

    Most employers, whether they sponsor a fully-insured health plan or a self-funded health plan, require their employees to contribute to the cost of medical

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