Each year, hurricane season presents a significant risk to homeowners. Hurricanes are dangerous, can cause major property damage due to storm surge, wind damage, and flooding and are not limited to coastal areas.
These eight tips can help you prepare for a hurricane.
1. Plan your evacuation. Plan how you will leave and where you will go. Designate someone as the emergency contact in case of separation from others.
2. Print important items. Print copies of emergency phone numbers, insurance cards and IDs, placing them in a secure, waterproof container.
3. Detail your possessions. Create a list of your belongings, including photos and videos where possible. Review your homeowner’s policy with an insurance expert to ensure you have adequate coverage for key items.
4. Get emergency supplies. Prepare a supply of nonperishable food, bottled water, medicine, flashlights and, if needed, pet supplies. Additionally, make sure to fill your gas tank and refill prescriptions.
5. Keep your cellphone charged. If a hurricane is in the forecast, have your phone ready and purchase backup charging devices to power electronics.
6. Protect your vehicle. Keep your vehicle away from trees and other potentially damaging items, such as utility poles.
7. Follow evacuation orders. Obey all emergency orders from local authorities. Seek safety at your local emergency shelter.
8. Stay out of floodwater. Don’t swim, walk, or drive in stormwater. Stay away from fallen power lines.
Adequate preparation can help keep you safe and reduce stress, especially during a hurricane. For more hurricane safety tips, click here to sign up for more news and updates with our free monthly newsletter.
We also have lots of other articles regarding hurricanes and insurance to help you prepare for a hurricane as well as what to do after a hurricane hits.