Understanding Hired & Non-Owned Auto Coverage
If your employees ever use their personal vehicles or rent a vehicle for business purposes, your company could be at risk—and you may not even realize it. In this episode of The Legacy Lab, RMC Group’s Tom Bacharach and Michael Rindenau break down what hired and non-owned auto insurance is, what it covers, and why it’s a critical safeguard for many business owners.
What Is Hired and Non-Owned Auto Insurance?
Hired and non-owned auto insurance applies when vehicles not owned by your business are used for work purposes. These include:
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Employee-owned vehicles used for sales calls or client meetings
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Rental cars used on business trips
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Leased equipment or service vans
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Vehicles borrowed for job site transportation or deliveries
Learn more about hired and non-owned auto insurance in our blog here.
Key Takeaways From This Episode
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Your business can be held liable for accidents involving rented or employee-owned vehicles used for work
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Hired and non-owned auto insurance provides essential protection—even if your company doesn’t own any vehicles
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Hired Auto Coverage – For rented, leased, or borrowed vehicles
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Non-Owned Auto Coverage – For employee-owned vehicles used for business
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It’s fast and easy to get covered with help from RMC Group
Other Resources
- Meeting Link for Tom Bacharach
- Risk Review Podcast >> Listen here
- Follow us on social networks at @rmcgp on LinkedIn, Facebook and Instagram
The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.
