Since 2012, the Affordable Care Act (ACA) has required health insurers with a certain medical loss ratio (MLR) to issue a rebate to employers. Depending on the

Building and construction projects are complicated with no shortage of things that can go wrong. With everything that can happen during the construction

We’ve had many new blogs this year to help guide agents and business owners with their insurance, risk management, and retirement planning needs. So we have

A flexible spending account (FSA) is an account in an employee’s name that reimburses the employee for qualified medical expenses or dependent care expenses.

A health savings account (HSA) is a savings account maintained to help you pay for current or future medical expenses. There are certain advantages to putting

The only way to effectively protect your business assets is to carry adequate commercial general liability (CGL) insurance coverage. CGL protects your business

Every business in this country is required to maintain workers’ compensation insurance to protect its employees from monetary loss due to job-related injury. A

That is the question that an appellate court in the State of Illinois considered in the case, Erie Insurance Exchange v Dragana Petrovic, in an opinion issued

As the stock market continues to slide, so does the average 401(k) account. Some 401(k) accounts have lost as much as 25% in value since the beginning of the