--- title: Does your Retirement Plan Offer Retirement Benefits? - RMC Group description: Read this article to learn about three things that can and may happen in your retirement years and how to plan ahead. image: https://rmcgp.com/hubfs/Imported_Blog_Media/planning-for-retirement-.png --- [ ← Back to Blog ](https://rmcgp.com/blog) # Does your Retirement Plan Offer Retirement Benefits? Written By RMC Group Published on: February 14, 2022 **Categories:** Retirement Plans ![Does your Retirement Plan Offer Retirement Benefits?](https://rmcgp.com/hubfs/Imported_Blog_Media/planning-for-retirement-.png) When you think of retirement plans, you are most likely thinking about asset collection: stocks, bonds, mutual funds, EFTs, REITs, and/or derivatives. And while those do play an integral part in setting up a comfortable retirement, they are not all there is to retirement planning. Focusing solely on the monetary aspect of retirement planning is both short sighted and can potentially be financially devasting. There are three things that can and may happen in your retirement years: 1. Living 2. Dying 3. And/or getting sick Yet, most retirement plans only provide income. However, a well-crafted retirement plan should also provide protection for all 3 of these things by simply including [life insurance](https://www.investopedia.com/terms/l/lifeinsurance.asp). ##### **Benefit Riders** Today, life insurance policies can come equipped with [benefit riders](https://rmcgp.com/2020/06/01/life-insurance-coverage-and-living-benefits/) (at no additional cost) such as: - Chronic Illness Benefits - Terminal Illness Benefits - Long-Term Care Expenses So, while planning for your retirement, ask yourself – does my current plan include these valuable planning tools? If not, then it’s time to reevaluate your retirement plan to include more than just income.  Expect the unexpected in life to make sure you are prepared. RMC Group’s retirement professionals are here to help with the unexpected. To schedule a review of your retirement plan or to learn more about these benefit riders, contact RMC at 239-298-8210 or [rmc@rmcgp.com](mailto:rmc@rmcgp.com). ## Related Blog Posts [![Closing the Gap: What Women's Retirement Security Day Means for Your Future](https://rmcgp.com/hubfs/RMC%20-%20Blog%20Header-Jul-08-2026-07-55-51-4334-PM.png) ](https://rmcgp.com/blog/closing-the-gap-what-womens-retirement-security-day-means-for-your-future) ### [Closing the Gap: What Women's Retirement Security Day Means for Your Future](https://rmcgp.com/blog/closing-the-gap-what-womens-retirement-security-day-means-for-your-future) On Women’s Retirement Security Day, we spotlight the retirement savings gap between women and men—and what you can do about it. 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[Read More](https://rmcgp.com/blog/the-irs-announces-health-plan-limits-for-2027) [![What Happens to Your Retirement Plan When You Sell Your Business?](https://rmcgp.com/hubfs/RMC%20-%20Blog%20Header%20(1)-May-28-2026-04-06-00-2941-PM.png) ](https://rmcgp.com/blog/what-happens-to-your-retirement-plan-when-you-sell-your-business) ### [What Happens to Your Retirement Plan When You Sell Your Business?](https://rmcgp.com/blog/what-happens-to-your-retirement-plan-when-you-sell-your-business) A clear summary of your options, obligations, and next steps for protecting your retirement savings through a business sale Selling your business is one of the most significant financial events of... [Read More](https://rmcgp.com/blog/what-happens-to-your-retirement-plan-when-you-sell-your-business) 1004 Collier Center Way #206 Naples, FL 34110 ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "RMC Group", "url" : "https://rmcgp.com/blog/author/rmc-group" }, "dateModified" : "2024-08-14T22:42:42.171Z", "datePublished" : "2022-02-15T00:48:55.000Z", "headline" : "Does your Retirement Plan Offer Retirement Benefits? - RMC Group", "image" : [ "https://rmcgp.com/hubfs/Imported_Blog_Media/planning-for-retirement-.png" ], "mainEntityOfPage" : { "@id" : "https://rmcgp.com/blog/2022/02/15/does-your-retirement-plan-offer-retirement-benefits", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://rmcgp.com/hubfs/RMC_Group_Logo_%5BYW.BL.NA%5D.svg" }, "name" : "RMC Group" } } ```