As 2024 comes to a close, we’re reflecting on an incredible year of insights, challenges, and growth. Our blog has been a vital resource for sharing expert advice and solutions, and we’re thrilled to showcase the top 6 most-read posts of the year. These articles resonated most with our readers, covering everything from innovative employee benefits to navigating the cyber insurance landscape. Thank you for joining us on this journey—we can’t wait to bring you even more valuable content in 2025!
Top 6 RMC Blog Posts
Here are the top 6 most read articles on RMC's blog this year:
1. Unlocking the Benefits: Life Insurance in Cash Balance Plans
In recent years, cash balance plans, which blend elements of defined benefit pension and profit-sharing plans, have emerged as a valuable retirement planning tool. And one of its most valuable features is the ability to use life insurance in the plan. Let’s dive into how life insurance operates within cash balance plans and explore its benefits for both participants and their employers. Read more.
2. Health Premiums Rising, Consider Self-Funded Health Plan
Fully-insured employers may face even higher premiums in the coming year as insurance carriers hedge their bets in the volatile healthcare market. Considering this, self-funded health plans are emerging as a viable alternative to traditional health insurance. Read more.
3. Form 8881 – Tax Credit for Small Employer Pension Plan
In an article published in April 2023, we told you about two tax credits added to the Internal Revenue Code by the SECURE Act 2.0. Both credits were effective for taxable years beginning after December 31, 2022, and were designed to encourage small employers to provide qualified retirement plans for their employees. Read more.
4. IRS Announces 2025 Retirement Plan Limits
The employee contribution limit for 401(k) plans in 2025 has increased to $23,500, up from $23,000 for 2024. Other key limitations included here.
5. Navigating Your Year-End Retirement Planning: Key Deadlines for 2024
The end of the year is fast approaching, and with it comes a number of critical deadlines for retirement planning. By staying on top of these tasks, you can avoid costly penalties, maximize your tax benefits, and ensure your financial goals remain on track. Read here about the most important deadlines and strategies for 2024 to help you navigate year-end retirement planning.
6. Key Strategies for Business Continuity after a Cyber-Attack
While natural disasters are still the main cause of business interruption, another issue is quickly moving up the ranks: cyber-attacks. As businesses continue to rely on computers and digital storage of essential data, cyber-attacks will become an even greater risk to your business. Read more.
Thank you for making 2024 an incredible year for the RMC blog. We’re committed to continuing to bring you valuable insights and expert guidance in 2025. Stay tuned for more content to help you protect what matters most and achieve your goals!
