Extreme weather events, such as hail, wildfires, high winds, and flooding can cause severe damage to your vehicle. Understanding how to file a weather-related damage claim can make it easier to get be reimbursed for damage to your car. Read on for further guidance.
Most states require specific forms of car insurance. Depending on your location, required coverage may include liability insurance, personal injury protection insurance and uninsured/underinsure motorist coverage. However, these coverages generally won’t help pay for damage caused by non-collision incidents, such as weather-related damage.
To ensure protection from weather-related events you need comprehensive insurance coverage. Although this coverage isn’t typically required by most states, it can help prevent costly out-of-pocket expenses if your car is damaged from a storm or natural disaster.
The following are general guidelines for filing a claim following weather-related damage to your car:
Finding and maintaining the right auto insurance policy is crucial to ensuring you’re financially protected from weather-related events. Work with RMC Group to ensure you have sufficient protection. We offer free policy reviews to make sure you are covered before the unexpected happens.
The agents at RMC Group are here to answer your insurance questions. Contact us today to learn more at 239-298-8210.
© 2023 Zywave, Inc. All rights reserved. This article is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice.