In this episode of The Legacy Lab, Megan Davis and Ashley Simpson answer the most common Property & Casualty insurance questions business owners and individuals ask. They walk through how often you should review coverage, common mistakes that can lead to gaps or overpaying, and how to think about limits as your business or life changes.
The conversation also covers key personal insurance topics, from homeowners and auto policies to flood, hurricane, umbrella coverage, and smart ways to save. Whether you’re preparing for a renewal or want to improve your overall protection strategy, this episode breaks down complex insurance ideas into useful insights you can act on.
1. Liability comes from how—and where—you do business
2. The four most common liability exposures
3. Claims cost more than settlements
4. General liability is foundational, but not comprehensive
5. Coverage gaps are where risk lives
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