--- title: Ep. 23 - Beyond Slip and Falls description: Think general liability only covers slip and falls? This episode of the Legacy Lab Podcast breaks down broader business risks and insurance solutions. image: https://rmcgp.com/hubfs/Email%20Headers%20-%20images%20pod.png --- [ ← Back to Blog ](https://rmcgp.com/rmc-podcasts) # Ep. 23 - Beyond Slip and Falls Written By RMC Group Published on: March 3, 2026 **Categories:** Business Insurance,Risk Management ![Ep. 23 - Beyond Slip and Falls](https://rmcgp.com/hubfs/Email%20Headers%20-%20images%20pod.png) ### Liability Risk Goes Far Beyond the Obvious In this episode of *The Legacy Lab*, Megan Davis and Ashley Simpson answer the most common Property & Casualty insurance questions business owners and individuals ask. They walk through how often you should review coverage, common mistakes that can lead to gaps or overpaying, and how to think about limits as your business or life changes. The conversation also covers key personal insurance topics, from homeowners and auto policies to flood, hurricane, umbrella coverage, and smart ways to save. Whether you’re preparing for a renewal or want to improve your overall protection strategy, this episode breaks down complex insurance ideas into useful insights you can act on.   [➡️ Listen on Apple Podcast](https://podcasts.apple.com/us/podcast/the-legacy-lab/id1789614291) [➡️ Listen on Spotify](https://creators.spotify.com/pod/profile/thelegacylab/episodes/Whose-Car-Is-It-Anyway--Understanding-Hired--Non-Owned-Auto-Coverage-e31v8vc)   ## Key Takeaways 1. Liability comes from how—and where—you do business 2. The four most common liability exposures 3. Claims cost more than settlements 4. General liability is foundational, but not comprehensive 5. Coverage gaps are where risk lives Other Resources - [Meeting Link for Thomas Bacharach](https://meetings.hubspot.com/tbacharach/meeting-with-tom-bacharach-rmc-group) - Beyond Slip-and-Falls: The Liability Risks Every Business Faces >> [Read Here](https://rmcgp.com/blog/beyond-slip-and-falls-the-liability-risks-every-business-faces) - What a Business Owner May Discover After a Risk Review >> [Read Here](https://rmcgp.com/blog/2020/03/20/risk-review-process) - Follow us on social networks at @rmcgp on [LinkedIn](https://www.linkedin.com/company/rmc-group), [Facebook](https://www.facebook.com/rmcgp) and [Instagram](https://www.instagram.com/rmcgp/) ## Related Blog Posts [![Ep. 28 - What Happens if I Live Too Long?](https://rmcgp.com/hubfs/Email%20Headers%20-%20images%20pod.png) ](https://rmcgp.com/rmc-podcasts/ep.-27-what-happens-if-i-live-too-long) ### [Ep. 28 - What Happens if I Live Too Long?](https://rmcgp.com/rmc-podcasts/ep.-27-what-happens-if-i-live-too-long) Planning for longevity isn't just about money — it's about making sure your future quality of life is protected. We spend a lot of time planning for what happens if we die too soon. But what about... [Read More](https://rmcgp.com/rmc-podcasts/ep.-27-what-happens-if-i-live-too-long) [![Ep. 27 - Ten Years of Giving Back: The Story Behind the RMC Open](https://rmcgp.com/hubfs/7-3.png) ](https://rmcgp.com/rmc-podcasts/ep.-28-ten-years-of-giving-back-the-story-behind-the-rmc-open) ### [Ep. 27 - Ten Years of Giving Back: The Story Behind the RMC Open](https://rmcgp.com/rmc-podcasts/ep.-28-ten-years-of-giving-back-the-story-behind-the-rmc-open) Ten years. Two charities. One tournament that started in a rainstorm. Here's why the RMC Open is one of our most meaningful traditions. What happens when a chance encounter on a rainy afternoon... [Read More](https://rmcgp.com/rmc-podcasts/ep.-28-ten-years-of-giving-back-the-story-behind-the-rmc-open) [![Ep. 26 - When Disaster Strikes: Business Interruption Insurance and What Gets Left Out](https://rmcgp.com/hubfs/RMC%20-%20Podcast%20Blog%20(9).png) ](https://rmcgp.com/rmc-podcasts/ep.-26-when-disaster-strikes-business-interruption-insurance-and-what-gets-left-out) ### [Ep. 26 - When Disaster Strikes: Business Interruption Insurance and What Gets Left Out](https://rmcgp.com/rmc-podcasts/ep.-26-when-disaster-strikes-business-interruption-insurance-and-what-gets-left-out) The best time to understand your coverage is always before disaster strikes. This episode is where to start. What happens to your business when disaster forces you to close? Most business owners... [Read More](https://rmcgp.com/rmc-podcasts/ep.-26-when-disaster-strikes-business-interruption-insurance-and-what-gets-left-out) 1004 Collier Center Way #206 Naples, FL 34110 ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "RMC Group", "url" : "https://rmcgp.com/rmc-podcasts/author/rmc-group" }, "dateModified" : "2026-03-03T17:45:01.038Z", "datePublished" : "2026-03-03T17:45:01.000Z", "headline" : "Ep. 23 - Beyond Slip and Falls", "image" : [ "https://rmcgp.com/hubfs/Email%20Headers%20-%20images%20pod.png" ], "mainEntityOfPage" : { "@id" : "https://rmcgp.com/rmc-podcasts/ep.-23-beyond-slip-and-falls", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://rmcgp.com/hubfs/RMC_Group_Logo_%5BYW.BL.NA%5D.svg" }, "name" : "RMC Group" } } ```