RMC Podcasts

Ep. 19 - The 5-Minute Risk Checkup Every Business Needs

Written by RMC Group | Dec 9, 2025 3:00:01 PM

Are you over-insured, under-protected… or both? In this episode of The Legacy Lab, hosts Megan, Ashley and Tom dig into a critical issue many business owners overlook: paying for insurance that doesn’t match their real risks.

If it’s been more than a year since you reviewed your policies, this conversation could save you thousands — or worse, leave your business dangerously exposed.

 

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Key Takeaways

  • Why “Set It and Forget It” Can Backfire – Most business-owners buy insurance once and never revisit it. But as your company evolves, your risks change — and old policies can become costly or inadequate.

  • Common Gaps That Cause Big Problems – We walk through typical scenarios where coverage falls short, from employee claims and property issues to liability exposures that standard policies often miss.

  • The 5-Minute Risk Checkup – A quick, practical self-audit you can do today to spot potential red flags in your coverage.

  • Real Stories. Real Impact. – Hear how business owners who took a fresh look at their coverage not only saved money — they gained peace of mind.

 

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