--- title: Ep. 19 - The 5-Minute Risk Checkup Every Business Needs description: Planning for longevity isn’t just about money—it’s about ensuring your future quality of life. Learn how RMC Group can help you plan for retirement. image: https://rmcgp.com/hubfs/Email%20Headers%20-%20images%20pod.png --- [ ← Back to Blog ](https://rmcgp.com/rmc-podcasts) # Ep. 19 - The 5-Minute Risk Checkup Every Business Needs Written By RMC Group Published on: December 9, 2025 **Categories:** Retirement Plans ![Ep. 19 - The 5-Minute Risk Checkup Every Business Needs](https://rmcgp.com/hubfs/Email%20Headers%20-%20images%20pod.png) **Are you over-insured, under-protected… or both?** In this episode of **The Legacy Lab**, hosts Megan, Ashley and Tom dig into a critical issue many business owners overlook: paying for insurance that doesn’t match their real risks. If it’s been more than a year since you reviewed your policies, this conversation could save you thousands — or worse, leave your business dangerously exposed.   [➡️ Listen on Apple Podcast](https://podcasts.apple.com/us/podcast/the-legacy-lab/id1789614291) [➡️ Listen on Spotify](https://creators.spotify.com/pod/profile/thelegacylab/episodes/Whose-Car-Is-It-Anyway--Understanding-Hired--Non-Owned-Auto-Coverage-e31v8vc)   ## Key Takeaways - **Why “Set It and Forget It” Can Backfire** – Most business-owners buy insurance once and never revisit it. But as your company evolves, your risks change — and old policies can become costly or inadequate. - **Common Gaps That Cause Big Problems** – We walk through typical scenarios where coverage falls short, from employee claims and property issues to liability exposures that standard policies often miss. - **The 5-Minute Risk Checkup** – A quick, practical self-audit you can do today to spot potential red flags in your coverage. - **Real Stories. Real Impact.** – Hear how business owners who took a fresh look at their coverage not only saved money — they gained peace of mind.   ## Other Resources - [Meeting Link for Thomas Bacharach](https://meetings.hubspot.com/tbacharach/meeting-with-tom-bacharach-rmc-group) - The Power of a Risk Review >> [Listen Here](https://rmcgp.com/rmc-podcasts/ep.-6-are-you-protected-the-power-of-a-risk-review) - The Art of Risk Management >> [Read here](https://rmcgp.com/blog/the-art-of-risk-management-keeping-in-step-with-the-unexpected) - Follow us on social networks at @rmcgp on [LinkedIn](https://www.linkedin.com/company/rmc-group), [Facebook](https://www.facebook.com/rmcgp) and [Instagram](https://www.instagram.com/rmcgp/) ## Related Blog Posts [![Ep. 28 - What Happens if I Live Too Long?](https://rmcgp.com/hubfs/Email%20Headers%20-%20images%20pod.png) ](https://rmcgp.com/rmc-podcasts/ep.-27-what-happens-if-i-live-too-long) ### [Ep. 28 - What Happens if I Live Too Long?](https://rmcgp.com/rmc-podcasts/ep.-27-what-happens-if-i-live-too-long) Planning for longevity isn't just about money — it's about making sure your future quality of life is protected. We spend a lot of time planning for what happens if we die too soon. But what about... [Read More](https://rmcgp.com/rmc-podcasts/ep.-27-what-happens-if-i-live-too-long) [![Ep. 27 - Ten Years of Giving Back: The Story Behind the RMC Open](https://rmcgp.com/hubfs/7-3.png) ](https://rmcgp.com/rmc-podcasts/ep.-28-ten-years-of-giving-back-the-story-behind-the-rmc-open) ### [Ep. 27 - Ten Years of Giving Back: The Story Behind the RMC Open](https://rmcgp.com/rmc-podcasts/ep.-28-ten-years-of-giving-back-the-story-behind-the-rmc-open) Ten years. Two charities. One tournament that started in a rainstorm. Here's why the RMC Open is one of our most meaningful traditions. What happens when a chance encounter on a rainy afternoon... [Read More](https://rmcgp.com/rmc-podcasts/ep.-28-ten-years-of-giving-back-the-story-behind-the-rmc-open) [![Ep. 26 - When Disaster Strikes: Business Interruption Insurance and What Gets Left Out](https://rmcgp.com/hubfs/RMC%20-%20Podcast%20Blog%20(9).png) ](https://rmcgp.com/rmc-podcasts/ep.-26-when-disaster-strikes-business-interruption-insurance-and-what-gets-left-out) ### [Ep. 26 - When Disaster Strikes: Business Interruption Insurance and What Gets Left Out](https://rmcgp.com/rmc-podcasts/ep.-26-when-disaster-strikes-business-interruption-insurance-and-what-gets-left-out) The best time to understand your coverage is always before disaster strikes. This episode is where to start. What happens to your business when disaster forces you to close? Most business owners... [Read More](https://rmcgp.com/rmc-podcasts/ep.-26-when-disaster-strikes-business-interruption-insurance-and-what-gets-left-out) 1004 Collier Center Way #206 Naples, FL 34110 ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "RMC Group", "url" : "https://rmcgp.com/rmc-podcasts/author/rmc-group" }, "dateModified" : "2025-12-09T15:00:01.516Z", "datePublished" : "2025-12-09T15:00:01.000Z", "headline" : "Ep. 19 - The 5-Minute Risk Checkup Every Business Needs", "image" : [ "https://rmcgp.com/hubfs/Email%20Headers%20-%20images%20pod.png" ], "mainEntityOfPage" : { "@id" : "https://rmcgp.com/rmc-podcasts/ep.-19-the-5-minute-risk-checkup-every-business-needs", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://rmcgp.com/hubfs/RMC_Group_Logo_%5BYW.BL.NA%5D.svg" }, "name" : "RMC Group" } } ```