What is Health Stop-Loss Insurance
June 13, 2023
Catastrophic and unexpected healthcare claims are on the rise. This increase in catastrophic claims is, in part, the result of medical and pharmaceutical advances, such
Catastrophic and unexpected healthcare claims are on the rise. This increase in catastrophic claims is, in part, the result of medical and pharmaceutical advances, such
The answer to this question depends upon the context in which it is asked. In Texas, in the context of liability for premium taxes, the
TLO or Terminal Liability Option is a feature of stop-loss insurance. It protects a plan sponsor of a self-funded health plan in the event that
Most employers, whether they sponsor a fully-insured health plan or a self-funded health plan, require their employees to contribute to the cost of medical benefits.
Health insurance costs continue to rise, hitting businesses and non-profits where it hurts the most – the bottom-line. As a result, employers are forced to
[x_video_embed type=”16:9″][/x_video_embed] [Transcript] Imagine sitting with your business clients and being able to tell them… Guess what, next year you’re not going have a
Health insurance premiums are one of the top three expenses faced by employers. And, with premiums expected to rise between six and ten percent a
[x_video_embed type=”16:9″][/x_video_embed] [Transcript] Everyone knows health insurance and rising medical costs are a major issue that businesses are facing today. Employers are trying to
An employer that self-funds its medical benefits plan needs stop-loss insurance to protect it from larger than expected claims, whether for a single employee or
Employers have a choice in how they fund their medical benefit plans. One choice is a fully-insured arrangement. In a fully-insured arrangement, the employer pays
