Homeowners Occupancy Explained

RMC GroupPersonal Insurance

home occupancy

One of the most common misunderstandings found when working with agents and their buyer clients is how a new home will be used.  While this might not seem important at the time of purchase, it can create major problems in the event of a claim if the property is not properly insured. Why Does It Matter? Simply put, insurance claims … Read More

3 Ways to Lower Your Carbon Footprint For Earth Day and Beyond

RMC GroupPersonal Insurance

Earth Day

On April 22, the 50th annual Earth Day is expected to include more than 1 billion people in nearly 200 countries taking part in what the Earth Day Network calls “the largest civic-focused day of action in the world.” Since the first Earth Day in 1970 (which was connected to the passage of the Clean Air Act that year), there … Read More

Daylight Savings

RMC GroupPersonal Insurance

spring ahead

Daylight Savings Time is also Daylight Safety Time Don’t forget to move your clocks forward one hour this Sunday, March 8, 2020, to observe Daylight Savings. We here at RMC Group want to remind you it’s also a great time to improve your family’s safety. Be safe in your home Health and safety agencies often use the approach of Daylight … Read More

Winter Storms Ahead: Are You Ready?

RMC GroupPersonal Insurance

winter storm ahead

We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk of fire. A picture-perfect winter … Read More

Hobby or Business

RMC GroupBusiness Insurance

Your hobby may significantly affect your insurance needs. Hobbies often require a large investment in tangible property and may even create some legal responsibility to other persons or their property. Hobbyists: Collectors or Enthusiasts Hobbies typically involve either collectors or enthusiasts. A collector acquires property that especially attracts him or her. Examples include people who collect stamps, art, coins, autos, … Read More

Dogs and Umbrella Coverage

RMC GroupPersonal Insurance

Love Bites—Get Umbrella Coverage In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage?  Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be awarded, be extremely expensive and have long-term financial impact. Those lawsuits can come from unlikely sources, such as our furry friends. … Read More