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more affordable health care

How Employers Can Help Make Health Care More Affordable for Employees

September 7, 2023

The Kaiser Family Foundation reported that nearly half of Americans struggle to afford health care, with about 4 in 10 saying they’ve delayed or gone

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Maximize Open Enrollment for Employees

Maximize Open Enrollment for Employees

August 14, 2023

Open enrollment can be an overwhelming time for both employers and employees. Each year, employers must choose a benefits package that balances cost to the

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understanding healthcare renewal trend

Understanding Trend for Health Plan Renewals

July 26, 2023

Currently, healthcare costs in the United States are high and rising, outpacing inflation and wage increases. While many employers had relatively lower claim costs during

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weight loss drug

28% of Employers Consider Covering FDA Approved Weight Loss Drugs

July 13, 2023

An annual report by pharmacy benefit consulting company Pharmaceutical Strategies Group (PSG) found that 43% of employers currently cover FDA-approved weight loss drugs, while an

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disability with COBRA

Short-Term VS. Long-Term Disability with COBRA

June 27, 2023

Voluntary benefits are increasingly important to employees as they focus on their physical, mental, social, and financial health. As a result, many employers are expanding

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stop loss insurance

What is Health Stop-Loss Insurance

June 13, 2023

Catastrophic and unexpected healthcare claims are on the rise. This increase in catastrophic claims is, in part, the result of medical and pharmaceutical advances, such

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2024 health plan annual limits

The IRS Announces Health Plan Limits For 2024

May 18, 2023

The IRS recently issued Rev. Proc. 2023-23 in which it announced cost-of-living adjustments for Health Savings Accounts (HSAs), High-Deductible Health Plans (HDHPs) and excepted benefit

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medical debt - impact on employees

Medical Debt’s Impact on Employees

May 10, 2023

Many workers in the United States struggle with medical debt. According to a recent survey of American workers by consumer financial health organization, Financial Health

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HSA Eligibility

Health Savings Account Eligibility Rules

May 3, 2023

Many employers offer high-deductible health plans (HDHPs) to control premium costs, and then pair this coverage with health savings accounts (HSAs) to help employees with

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Is a TPA an ERISA Fiduciary

Is a TPA an ERISA Fiduciary?

May 1, 2023

That was the question addressed by the United States Court of Appeals for the First Circuit in the case, Massachusetts Laborers’ Health and Welfare Fund,

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