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2021 COVID Relief Memo

Memo on COVID Relief Package for 2021

January 28, 2021

On December 27, 2020, the Consolidated Appropriations Act of 2021 (the “Act”), was signed by President Trump.  While the Act is mostly known for its

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insurance policy is a contract

An Insurance Policy is a Contract

October 26, 2020

When it comes to insurance, one mistake that many people make is failing to read their policy.  Most insureds believe that they understand what their

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Department of Labor FAQ

FAQ for Guidance on COVID-19 Legislation

June 29, 2020

The Department of Labor, Health and Human Services, and Treasury Provide Further Guidance on COVID-19 Legislation  Since the enactment of the Families First Coronavirus Response

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Notice 2020-50

Notice 2020-50 Expands Rights Under the CARES Act

June 23, 2020

On June 19, 2020, the IRS issued Notice 2020-50, expanding the relief for Coronavirus-Related Distributions (CRDs) from qualified retirement plans provided by the Coronavirus Aid,

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indexed universal life

The Basics of Indexed Universal Life Insurance

June 15, 2020

Indexed universal life insurance gives you flexibility in your financial planning, and the ability to accumulate additional cash through your life insurance policy. What Is

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living benefits era

Living Benefits for an Uncertain Era: Why Life Insurance Matters More than Ever

June 8, 2020

The COVID-19 pandemic has rocked the world. With more than 4 million cases and hundreds of thousands of deaths, the crisis has forever transformed the

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self-funded plans during COVID-19

Considerations for Self-Funded Health Plans in Light of the COVID-19 Crisis

April 29, 2020

The COVID-19 pandemic has caused a major disruption to the US economy.  Businesses are struggling to cope.  If your business has a self-funded health plan,

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CARES Act Retirement Plans

What Impact Does the CARES Act Have on Retirement Plans?

April 2, 2020

The Coronavirus Aid, Relief and Economic Security Act (the “CARES Act”) was signed into law by President Trump on March 27, 2020.  It is 880

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CARES Act

Coronavirus Aid, Relief and Economic Security Act [Technical Memorandum]

April 2, 2020

On Friday, March 27, 2020, President Trump signed the Coronavirus Aid, Relief and Economic Security Act (“CARES Act”) into law.  The CARES Act is a

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DOL

What Employers Should Know About Labor Department’s Guidance On Families First Coronavirus Response Act

March 26, 2020

On March 24, 2020, the Department of Labor (DOL) issued an FAQ to provide guidance for the Families First Coronavirus Response Act (the “Act”). This

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