---
title: Ep. 8 - Workers' Comp 101
description: Learn what workers' comp covers and 5 ways to reduce claims and costs in this quick, practical episode of The Legacy Lab podcast.
---

[RMC Podcasts ](https://rmcgp.com/rmc-podcasts)

# [Ep. 8 - Workers' Comp 101](https://rmcgp.com/rmc-podcasts/ep.-8-workers-comp-101)

 Written by [RMC Group](https://rmcgp.com/rmc-podcasts/author/rmc-group) | Jun 10, 2025 1:30:00 PM

# **How to Protect Your People and Your Bottom Line**

In this episode of *The Legacy Lab*, we simplify the often-confusing world of workers' compensation with guest and licensed insurance agent, Tom Bacharach, from RMC Group. Whether you're a business owner, HR professional, or advisor, this is your crash course in Workers’ Comp 101—without the legal jargon.

[➡️ Listen on Apple Podcast](https://podcasts.apple.com/us/podcast/the-legacy-lab/id1789614291)

[➡️ Listen on Spotify](https://creators.spotify.com/pod/profile/thelegacylab/episodes/Whose-Car-Is-It-Anyway--Understanding-Hired--Non-Owned-Auto-Coverage-e31v8vc)

## What is Workers' Comp Insurance?

Workers’ compensation insurance helps protect both employers and employees in the event of a work-related injury or illness. It covers:

- Medical expenses
- Lost wages during recovery
- Rehabilitation services
- Disability benefits
- Death benefits in the case of fatal injuries

Learn more about workers' compensation insurance in [our blog here](https://rmcgp.com/blog/workers-comp-101).

## Key Takeaways From This Episode

- What workers’ comp is, what it covers, and why it’s legally required.
- Who needs coverage, including small businesses and contractors.
- The real risks of going without it—from costly fines to potential lawsuits.
- Plus 5 ways to reduce workers' comp claims and costs 

## Other Resources

- [Meeting Link for Tom Bacharach](https://meetings.hubspot.com/tbacharach/meeting-with-tom-bacharach-rmc-group)<https://rmcgp.com/rmc-podcasts/ep.-6-are-you-protected-the-power-of-a-risk-review>
- Follow us on social networks at @rmcgp on [LinkedIn](https://www.linkedin.com/company/rmc-group), [Facebook](https://www.facebook.com/rmcgp) and [Instagram](https://www.instagram.com/rmcgp/)

[View full post](https://rmcgp.com/rmc-podcasts/ep.-8-workers-comp-101)

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