---
title: "Ep. 16 - Retention Isn’t Free: How Vision, Dental & Ancillary Benefits Deliver the ROI You Need"
description: Discover how captives can help businesses take control of risk, stabilize costs, and gain long-term financial advantages. Learn how RMC Group can help.
---

[RMC Podcasts ](https://rmcgp.com/rmc-podcasts)

# [Ep. 16 - Retention Isn’t Free: How Vision, Dental & Ancillary Benefits Deliver the ROI You Need](https://rmcgp.com/rmc-podcasts/ep.-16-retention-isnt-free-how-vision-dental-ancillary-benefits-deliver-the-roi-you-need)

 Written by [RMC Group](https://rmcgp.com/rmc-podcasts/author/rmc-group) | Oct 14, 2025 2:30:00 PM

# Reducing turnover costs and driving ROI with added benefits.

In this episode of *The Legacy Lab*, hosts Ashley Simpson and Megan Davis sit down with Sue Nelson, VP of Health and Benefits at RMC Group, to tackle one of the costliest challenges facing employers today: turnover. Rather than simply chasing retention through raises or perks, they explore a more strategic lever, the power of ancillary benefits like vision, dental, life, and disability coverage.

Together they break down:

- Why turnover really isn’t “free” and how hidden costs pile up
- How small investments in vision and dental benefits can pay for themselves (and then some)
- The role of supplemental benefits in boosting employee loyalty and reducing risk
- Practical strategies for designing benefits packages that align with your workforce
- How RMC Group partners with employers to audit benefits, model ROI, negotiate with carriers, and communicate value

[➡️ Listen on Apple Podcast](https://podcasts.apple.com/us/podcast/the-legacy-lab/id1789614291)

[➡️ Listen on Spotify](https://creators.spotify.com/pod/profile/thelegacylab/episodes/Whose-Car-Is-It-Anyway--Understanding-Hired--Non-Owned-Auto-Coverage-e31v8vc)

 

## Key Takeaways

- Offering well-structured ancillary benefits drives retention, productivity, and cost savings
- Vision and dental coverage can deliver returns of $1.45 (or more) for every $1 spent
- Gaps in benefits erode loyalty and lead to higher health claims and attrition risk
- Tailored design and active communication are essential to maximizing adoption
- RMC Group helps you build benefit strategies that protect both employees and your bottom line

 

## Other Resources

- [Meeting Link for Jessie Millhouse](https://meetings.hubspot.com/jessie-millhouse)<https://rmcgp.com/rmc-podcasts/ep.-6-are-you-protected-the-power-of-a-risk-review>
- Retention Isn't Free: How Vision, Dental & Ancillary Benefits Deliver the ROI Blog >> [Read here](https://rmcgp.com/blog/2023/07/11/the-value-of-cyber-insurance)
- TS12 Isn’t the Only New Era—Your Health Plan May Face Higher Costs  >> [Read here](https://rmcgp.com/blog/a-new-era-is-here)
- Follow us on social networks at @rmcgp on [LinkedIn](https://www.linkedin.com/company/rmc-group), [Facebook](https://www.facebook.com/rmcgp) and [Instagram](https://www.instagram.com/rmcgp/)

[View full post](https://rmcgp.com/rmc-podcasts/ep.-16-retention-isnt-free-how-vision-dental-ancillary-benefits-deliver-the-roi-you-need)

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