--- title: Ep. 12 - SECURE 2.0 in Action (Part 2) description: In this episode we share practical steps for putting SECURE 2.0 into action, from updating plan documents to maximizing tax credits. Listen now image: https://rmcgp.com/hubfs/RMC%20-%20Podcast%20Blog%20(4)-1.png --- [ ← Back to Blog ](https://rmcgp.com/rmc-podcasts) # Ep. 12 - SECURE 2.0 in Action (Part 2) Written By RMC Group Published on: August 19, 2025 **Categories:** Retirement Plans ![Ep. 12 - SECURE 2.0 in Action (Part 2)](https://rmcgp.com/hubfs/RMC%20-%20Podcast%20Blog%20(4)-1.png) If you offer a retirement plan, or are thinking about starting one, the SECURE 2.0 Act brings some major changes you can’t afford to ignore. In this episode of* The Legacy Lab*, we sit down with RMC Group’s VP of Pensions, Tamara Middleton, to share practical steps for putting SECURE 2.0 into action, from updating plan documents to maximizing tax credits and exploring new retirement plan options. [➡️ Listen on Apple Podcast](https://podcasts.apple.com/us/podcast/the-legacy-lab/id1789614291) [➡️ Listen on Spotify](https://open.spotify.com/show/3EwIWWVBssxAnW3qu5kPPZ?si=7913bf1d20bd49d5)   ## Key Takeaways Here are a few key takeaways from the episode: - **Implementation is key** – Employers should update plan documents, coordinate with payroll on auto-enrollment, and educate employees on new SECURE 2.0 features like student loan matching and emergency savings. - **Watch for roadblocks** – Outdated payroll systems, limited employee education, and missing out on valuable tax credits can hold businesses back. - **Q3 & Q4 action items** – Review plan design, consider voluntary auto-enrollment, maximize tax credits, and evaluate Roth vs. pre-tax contributions. - **Still time to start a plan in 2025** – New options like Starter 401(k)s and pooled employer plans make it easier than ever, and RMC’s Tax Credit Calculator can help you see potential savings. ## Additional Resources - [Meeting Link for Tamara Middleton](https://meetings.hubspot.com/tamara-middleton) - RMC Tax Credit Calculator >> [try it here](https://rmcgp.outgrow.us/rmcgp) - Follow us on social networks at @rmcgp on [LinkedIn](https://www.linkedin.com/company/rmc-group), [Facebook](https://www.facebook.com/rmcgp) and [Instagram](https://www.instagram.com/rmcgp/)   *The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.* ## Related Blog Posts [![Ep. 28 - What Happens if I Live Too Long?](https://rmcgp.com/hubfs/Email%20Headers%20-%20images%20pod.png) ](https://rmcgp.com/rmc-podcasts/ep.-27-what-happens-if-i-live-too-long) ### [Ep. 28 - What Happens if I Live Too Long?](https://rmcgp.com/rmc-podcasts/ep.-27-what-happens-if-i-live-too-long) Planning for longevity isn't just about money — it's about making sure your future quality of life is protected. We spend a lot of time planning for what happens if we die too soon. But what about... [Read More](https://rmcgp.com/rmc-podcasts/ep.-27-what-happens-if-i-live-too-long) [![Ep. 27 - Ten Years of Giving Back: The Story Behind the RMC Open](https://rmcgp.com/hubfs/7-3.png) ](https://rmcgp.com/rmc-podcasts/ep.-28-ten-years-of-giving-back-the-story-behind-the-rmc-open) ### [Ep. 27 - Ten Years of Giving Back: The Story Behind the RMC Open](https://rmcgp.com/rmc-podcasts/ep.-28-ten-years-of-giving-back-the-story-behind-the-rmc-open) Ten years. Two charities. One tournament that started in a rainstorm. Here's why the RMC Open is one of our most meaningful traditions. What happens when a chance encounter on a rainy afternoon... [Read More](https://rmcgp.com/rmc-podcasts/ep.-28-ten-years-of-giving-back-the-story-behind-the-rmc-open) [![Ep. 26 - When Disaster Strikes: Business Interruption Insurance and What Gets Left Out](https://rmcgp.com/hubfs/RMC%20-%20Podcast%20Blog%20(9).png) ](https://rmcgp.com/rmc-podcasts/ep.-26-when-disaster-strikes-business-interruption-insurance-and-what-gets-left-out) ### [Ep. 26 - When Disaster Strikes: Business Interruption Insurance and What Gets Left Out](https://rmcgp.com/rmc-podcasts/ep.-26-when-disaster-strikes-business-interruption-insurance-and-what-gets-left-out) The best time to understand your coverage is always before disaster strikes. This episode is where to start. What happens to your business when disaster forces you to close? Most business owners... [Read More](https://rmcgp.com/rmc-podcasts/ep.-26-when-disaster-strikes-business-interruption-insurance-and-what-gets-left-out) 1004 Collier Center Way #206 Naples, FL 34110 ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "RMC Group", "url" : "https://rmcgp.com/rmc-podcasts/author/rmc-group" }, "dateModified" : "2025-08-19T12:45:01.028Z", "datePublished" : "2025-08-19T12:45:00.000Z", "headline" : "Ep. 12 - SECURE 2.0 in Action (Part 2)", "image" : [ "https://rmcgp.com/hubfs/RMC%20-%20Podcast%20Blog%20(4)-1.png" ], "mainEntityOfPage" : { "@id" : "https://rmcgp.com/rmc-podcasts/ep.-12-secure-2.0-in-action-part-2", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://rmcgp.com/hubfs/RMC_Group_Logo_%5BYW.BL.NA%5D.svg" }, "name" : "RMC Group" } } ```