--- title: Benefits of Commercial General Liability Insurance - RMC Group description: A CGL protects your business from financial loss resulting from property damage, bodily injury or personal & advertising injury. image: https://rmcgp.com/hubfs/Imported_Blog_Media/RMC-Blog-Header-1-Jul-30-2024-01-54-16-1057-PM.png --- [ ← Back to Blog ](https://rmcgp.com/blog) # Benefits of Commercial General Liability Insurance Written By RMC Group Published on: July 24, 2023 **Categories:** Business Insurance ![Benefits of Commercial General Liability Insurance](https://rmcgp.com/hubfs/Imported_Blog_Media/RMC-Blog-Header-1-Jul-30-2024-01-54-16-1057-PM.png) Even in the most well-run businesses, accidents happen. When these accidents result in property damage, bodily injury, or both, they can be costly for a business to deal with. As such, it is important for your business to be covered for a variety of possible risks. A commercial [general liability](https://rmcgp.com/2022/05/12/general-liability-what-is-it/) (CGL) insurance policy protects your business from financial loss resulting from property damage, bodily injury, or personal and advertising injury caused by your business.  Simply put, a [CGL policy](https://www.sba.gov/business-guide/launch-your-business/get-business-insurance) casts a wide net of protection for you and your business by covering various liabilities such as: - **Third-party bodily injury protection**. Something as simple as a guest or a client visiting your business and slipping on a wet floor can result in serious financial exposure.  A CGL policy provides coverage for bodily injuries suffered by third parties on your premises or in relation to business operations. - **Third-party property damage coverage**. A CGL policy will also protect your company if you are found liable for damage to someone else’s property. A CGL policy typically covers damage to tangible property as well as damages for the loss of use of the tangible property. - **Protection against personal and advertising injury liability**. Not all damage is physical. A CGL policy will also protect your business from claims such as copyright infringement, slander, libel, or malicious prosecution. - **Coverage for medical expenses.** A CGL policy will provide protection for your business if a non-employee is injured on your premises or in an incident related to your operations. Coverage for medical payments can be triggered without legal action and allows for smaller medical claims to be settled quickly and without litigation. - **A sturdy defense**. CGL coverage includes protection for legal expenses if your business has a liability claim brought against it. ## **Want to Learn More About CGL Insurance?** Running a business comes with plenty of risk, so it’s important to make sure that you’re protecting yourself with the appropriate coverage. Contact our team of Insurance Risk Professionals today for more information on how a CGL policy can protect your bottom line. Our team can be reached at 239-298-8210 or [rmc@rmcgp.com](mailto:rmc@rmcgp.com). ## Related Blog Posts [![Closing the Gap: What Women's Retirement Security Day Means for Your Future](https://rmcgp.com/hubfs/RMC%20-%20Blog%20Header-Jul-08-2026-07-55-51-4334-PM.png) ](https://rmcgp.com/blog/closing-the-gap-what-womens-retirement-security-day-means-for-your-future) ### [Closing the Gap: What Women's Retirement Security Day Means for Your Future](https://rmcgp.com/blog/closing-the-gap-what-womens-retirement-security-day-means-for-your-future) On Women’s Retirement Security Day, we spotlight the retirement savings gap between women and men—and what you can do about it. Building a secure retirement isn't easy for anyone. But for women, the... [Read More](https://rmcgp.com/blog/closing-the-gap-what-womens-retirement-security-day-means-for-your-future) [![The IRS Announces Health Plan Limits For 2027](https://rmcgp.com/hubfs/RMC%20-%20Blog%20Header%20(2)-Jun-01-2026-09-11-11-7643-PM.png) ](https://rmcgp.com/blog/the-irs-announces-health-plan-limits-for-2027) ### [The IRS Announces Health Plan Limits For 2027](https://rmcgp.com/blog/the-irs-announces-health-plan-limits-for-2027) On May 29, 2026, the IRS issued Rev. Proc. 2026-24 in which it announced cost-of-living adjustments for Health Savings Accounts (HSAs), High-Deductible Health Plans (HDHPs) and excepted benefit... [Read More](https://rmcgp.com/blog/the-irs-announces-health-plan-limits-for-2027) [![What Happens to Your Retirement Plan When You Sell Your Business?](https://rmcgp.com/hubfs/RMC%20-%20Blog%20Header%20(1)-May-28-2026-04-06-00-2941-PM.png) ](https://rmcgp.com/blog/what-happens-to-your-retirement-plan-when-you-sell-your-business) ### [What Happens to Your Retirement Plan When You Sell Your Business?](https://rmcgp.com/blog/what-happens-to-your-retirement-plan-when-you-sell-your-business) A clear summary of your options, obligations, and next steps for protecting your retirement savings through a business sale Selling your business is one of the most significant financial events of... [Read More](https://rmcgp.com/blog/what-happens-to-your-retirement-plan-when-you-sell-your-business) 1004 Collier Center Way #206 Naples, FL 34110 ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "RMC Group", "url" : "https://rmcgp.com/blog/author/rmc-group" }, "dateModified" : "2024-07-30T13:54:47.224Z", "datePublished" : "2023-07-24T13:55:35.000Z", "headline" : "Benefits of Commercial General Liability Insurance - RMC Group", "image" : [ "https://rmcgp.com/hubfs/Imported_Blog_Media/RMC-Blog-Header-1-Jul-30-2024-01-54-16-1057-PM.png" ], "mainEntityOfPage" : { "@id" : "https://rmcgp.com/blog/2023/07/24/benefits-of-commercial-general-liability-insurance", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://rmcgp.com/hubfs/RMC_Group_Logo_%5BYW.BL.NA%5D.svg" }, "name" : "RMC Group" } } ```