--- title: Self-Funded Medical Plan Advantages - RMC Group description: There are many advantages to self-funded medical plan compared to fully-insured medical plans. Click here to read more about them! image: https://rmcgp.com/hubfs/blog39.jpg --- [ ← Back to Blog ](https://rmcgp.com/blog) # Self-Funded Medical Plan Advantages Written By RMC Group Published on: July 25, 2018 **Categories:** Health and Benefits ![Self-Funded Medical Plan Advantages](https://rmcgp.com/hubfs/blog39.jpg) As health insurance premiums rise, businesses are exploring other options for providing healthcare to their employees. As a result, many businesses are choosing to forego traditional group health insurance plans (fully- insured plans) and are adopting alternative programs, such as self-funded medical plans (self-insured plans). A self-funded medical plan can mitigate the problem of increasing insurance premiums and help to reduce employee healthcare costs. In 2000, about 48% of all employers self-funded their employee healthcare coverage. By 2015, the percentage of self-funding employers had eclipsed the 60% threshold and is expected to continue to grow at a significant pace. Today, more than 80 million people – 60% of all workers under the age of 65 – are covered by self-funded employer health plans. Given the rising cost of healthcare, and the complexities associated with compliance, more employers are likely to explore self-funding as an option to lower or offset the cost of healthcare delivery to their employees. There are many advantages to a self-funded medical plan compared to fully-insured medical plan. To read about the benefits, [CLICK HERE](https://rmcgp.com/wp-content/uploads/2018/11/SelfFundedMedical-v3-electronic.pdf) for our client friendly flyer. ## Related Blog Posts [![Closing the Gap: What Women's Retirement Security Day Means for Your Future](https://rmcgp.com/hubfs/RMC%20-%20Blog%20Header-Jul-08-2026-07-55-51-4334-PM.png) ](https://rmcgp.com/blog/closing-the-gap-what-womens-retirement-security-day-means-for-your-future) ### [Closing the Gap: What Women's Retirement Security Day Means for Your Future](https://rmcgp.com/blog/closing-the-gap-what-womens-retirement-security-day-means-for-your-future) On Women’s Retirement Security Day, we spotlight the retirement savings gap between women and men—and what you can do about it. Building a secure retirement isn't easy for anyone. But for women, the... [Read More](https://rmcgp.com/blog/closing-the-gap-what-womens-retirement-security-day-means-for-your-future) [![The IRS Announces Health Plan Limits For 2027](https://rmcgp.com/hubfs/RMC%20-%20Blog%20Header%20(2)-Jun-01-2026-09-11-11-7643-PM.png) ](https://rmcgp.com/blog/the-irs-announces-health-plan-limits-for-2027) ### [The IRS Announces Health Plan Limits For 2027](https://rmcgp.com/blog/the-irs-announces-health-plan-limits-for-2027) On May 29, 2026, the IRS issued Rev. Proc. 2026-24 in which it announced cost-of-living adjustments for Health Savings Accounts (HSAs), High-Deductible Health Plans (HDHPs) and excepted benefit... [Read More](https://rmcgp.com/blog/the-irs-announces-health-plan-limits-for-2027) [![What Happens to Your Retirement Plan When You Sell Your Business?](https://rmcgp.com/hubfs/RMC%20-%20Blog%20Header%20(1)-May-28-2026-04-06-00-2941-PM.png) ](https://rmcgp.com/blog/what-happens-to-your-retirement-plan-when-you-sell-your-business) ### [What Happens to Your Retirement Plan When You Sell Your Business?](https://rmcgp.com/blog/what-happens-to-your-retirement-plan-when-you-sell-your-business) A clear summary of your options, obligations, and next steps for protecting your retirement savings through a business sale Selling your business is one of the most significant financial events of... [Read More](https://rmcgp.com/blog/what-happens-to-your-retirement-plan-when-you-sell-your-business) 1004 Collier Center Way #206 Naples, FL 34110 ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "RMC Group", "url" : "https://rmcgp.com/blog/author/rmc-group" }, "dateModified" : "2026-04-29T16:59:47.179Z", "datePublished" : "2018-07-25T15:55:55.000Z", "headline" : "Self-Funded Medical Plan Advantages - RMC Group", "image" : [ "https://rmcgp.com/hubfs/blog39.jpg" ], "mainEntityOfPage" : { "@id" : "https://rmcgp.com/blog/2018/07/25/self-funded-medical-plan-advantages", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://rmcgp.com/hubfs/RMC_Group_Logo_%5BYW.BL.NA%5D.svg" }, "name" : "RMC Group" } } ```