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Is a TPA an ERISA Fiduciary?

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That was the question addressed by the United States Court of Appeals for the First Circuit in the case, Massachusetts Laborers’ Health and Welfare Fund,

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When a data breach or other cyber events occurs, the damages can be significant, often resulting in lawsuits, fines, and serious financial losses. Furthermore, cyber

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Is Water Damage Covered By Home Insurance?

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Water damage is one of the most common reasons why homeowners make an insurance claim. But does homeowners insurance typically cover it? The answer depends

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On March 30, 2023, the United States District Court for the Northern District of Texas issued a final judgment in the case, Braidwood Management, Inc.

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Employee benefits liability (EBL) is insurance that covers liability from errors and omissions that occur in connection with the administration of employee benefit plans.  These

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Electric vehicles (EVs) have electric motors instead of internal combustion engines and batteries instead of gasoline tanks. They produce no tailpipe emissions and can be

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Advantages of a Level Funded Health Plan

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If you desire the freedom of a self-funded health plan but need a little more certainty for your budgeting concerns, level funding might be an

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How Much is Needed for Medical Costs?

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A New Study Shows That Retirees Will Need Six-figure Savings to Cover Post-Retirement Medical Costs. A recent study conducted by the Employee Benefit Research Institute

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Cyber Liability and Spear Phishing

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“Phishing,” a type of cyberattack in which a hacker disguises themself as a trusted source online to acquire sensitive information, is a common and technologically

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